April Showers Bring May Flowers (and Maybe Floods) | Hortica ...

The flood of 1889 in Johnstown, PA ? which took 2,200 lives ? is one of many deadly floods the U.S. has seen. Several days of extremely heavy rainfall led to the collapse of the South Fork Dam, which was 14 miles upstream of Johnstown. This was the first disaster relief effort that was handled by the new American Red Cross. Since this natural disaster, The Mississippi Valley, Ohio River and other geographical regions have suffered from floods that have destroyed families, homes and businesses.

Floods are among the more common global hazards and can come in the form of a flash flood or a flood that that results from accumulating rain over a period of days. Flash floods often form a dangerous wall of roaring water that carries mud, rocks and other debris. Regardless of where you live, it?s important to be wary of floods, especially in low-lying areas near water. Are you unsure of the flood risk where you live? The National Oceanic and Atmospheric Administration has an answer.

While April showers bring May flowers, these spring weather patterns are known for increasing flood risk. Whether you operate a garden center, greenhouse or another horticultural business, are you protected from the potential catastrophic damage caused by a flood? Flood insurance can become part of a comprehensive garden center insurance policy or greenhouse insurance package provided by Hortica Insurance & Employee Benefits.? If you are unsure as to whether or not you should add flood insurance to your current horticultural business insurance package, meeting with a Hortica agent will help you to decide. Our experienced agents specialize in understanding the unique risks horticultural businesses face on a daily basis ? floods are no exception.

For more information on flood insurance or how to prepare for inclement weather this spring, be sure to check back with our blog and also with the National Flood Insurance Program ? our partners in helping us to provide horticultural businesses with flood insurance.

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